Apartment/ Condominium Association/ Rental Dwelling Insurance
The buildings you own or rent out provide comfortable protection. As a business owner, you deserve the same from your insurance. American Family offers of a variety of products to cover apartments, condominium associations and rental dwellings.
Discounts
American Family Insurance offers a variety of ways to save money. See our discounts page for some of the options that may be available to you.
FAQs
- What is covered by an American Family Businessowners Policy?
- This policy covers the insured building, outdoor fixtures (e.g., light poles and flag poles), building glass, permanently installed equipment and personal property used for maintaining or servicing the building. Included is coverage for accidents arising from your business operations, if you are legally obligated to pay damages because of covered bodily injury, property damage or personal and advertising injury.
- What does American Family’s Workers Compensation and Employers Liability Coverage policy include?
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The Workers Compensation and Employers Liability Coverage policy combines two separate coverages to meet the insurance needs created by workers compensation laws and regulations in each state.
Workers Compensation covers the statutory obligations of an employer. It helps protect your employees from loss of income and provides payment for medical expenses due to a work-related injury or illness. Payment of benefits is determined by individual state laws.
Employers Liability Insurance helps provide protection against suits filed for work-related injuries that are not covered by Workers Compensation.
- What is Non-Profit Directors and Officers Liability Insurance?
- Non-Profit Directors and Officers liability coverage helps protect both the named organization and its insured persons against loss caused by civil claims against the named organization or an insured person because of a wrongful act. Those covered include past and present directors and officers, employees, volunteers, and faculty and committee members acting in their official capacity.
- What does an American Family Commercial Umbrella Policy cover?
- A Commercial Liability Umbrella Policy is designed to give you added protection against the financial consequences of major accidents or incidents. It picks up where your underlying business insurance liability coverage ends, providing extra liability coverage over your primary limits.
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