Office Insurance
Every day in the office space you own or rent, people are taking care of business. In turn, the protection provided by American Family will help you take care of your business. Learn more about our coverage options for offices.
Discounts
American Family Insurance offers a variety of ways to save money. See our discounts page for some of the options that may be available to you.
FAQs
- What is covered by an American Family Businessowners Policy?
- This policy covers the insured building, outdoor fixtures (e.g., light poles and flag poles), building glass, permanently installed equipment and personal property used for maintaining or servicing the building. Included is coverage for accidents arising from your business operations, if you are legally obligated to pay damages because of covered bodily injury, property damage or personal and advertising injury.
- What does American Family’s Business Auto Policy cover?
This policy helps protect you and your business if you are legally responsible for injury to or the death of others, or for damage to their property arising out of the use of a covered vehicle within the scope of permission. Reasonable and necessary costs arising out of the following losses and covered expenses are included: bodily injury, first aid expenses, court costs, damage to other vehicles and other property damage.
This policy also helps cover your liability for injury to others or damage to their property (other than the goods being moved) while moving goods from the place where you accept them for movement into or onto your vehicle, and while being moved from your vehicle to the place where the goods are accepted as delivered.
- What does American Family’s Workers Compensation and Employers Liability Coverage policy include?
The Workers Compensation and Employers Liability Coverage policy combines two separate coverages to meet the insurance needs created by workers compensation laws and regulations in each state.
Workers Compensation covers the statutory obligations of an employer. It helps protect your employees from loss of income and provides payment for medical expenses due to a work-related injury or illness. Payment of benefits is determined by individual state laws.
Employers Liability Insurance helps provide protection against suits filed for work-related injuries that are not covered by Workers Compensation.
- What does an American Family Commercial Umbrella Policy cover?
- A Commercial Liability Umbrella Policy is designed to give you added protection against the financial consequences of major accidents or incidents. It picks up where your underlying business insurance liability coverage ends, providing extra liability coverage over your primary limits.
- What does American Family’s Employee Benefits Liability Coverage include?
- Employee Benefits Liability Coverage helps cover damages in the administration of your employee benefit program resulting from negligent acts, errors and omissions.
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