Mobile/Manufacturered Homeowners Insurance
At American Family Insurance, we understand the unique aspects of mobile/manufactured home living, and have designed dependable policies to suit your needs. Choose your preferred coverage option and you’ll sleep easier knowing your home and property are well protected.
View mobile homeowners brochure.
Discounts
American Family Insurance offers you a variety of ways to save money. You may qualify for a Claims-Free Discount, a Customer Longevity Discount, a New Home Discount, a Home Security & Fire Protection Discount, an Age of Customer Discount, a Home Purchase Discount, a Home & Auto Discount, a Home & Cycle Discount or a Home & Umbrella Discount.
FAQs
- In general, what does a mobile homeowners policy protect?
Such policies offer three major categories of protection: property, supplementary property and liability coverage.
Property coverage helps protect your possessions against events such as fire, lightening, windstorms, hail, explosions, riots, aircraft damage, smoke, vandalism, broken glass, theft, loss of use and more.
Supplementary property damage coverage helps provide protection for events such as collapse, debris removal, emergency removal, protective repairs and more.
Liability coverage compensates an insured up to the policy limit if he or she is legally liable for bodily injury, property damage or medical expenses due to a covered accident. Examples include sports activities, acts of pets or liability due to unpaid volunteer services.
- Does this policy cover flooding?
- A property policy (homeowners, condo or renters) excludes flood coverage. However, your American Family Insurance agent can help you purchase flood insurance through the federal government.
- Does this policy cover jewelry?
- Policies provide up to a certain amount of coverage for loss of jewelry if the loss is the result of a covered peril, such as theft. You may purchase an optional endorsement that provides increased limits for risks of accidental direct physical loss or damage. You may also schedule your individual items of jewelry for a further increase in limits.
- What is Identity Fraud Expense Coverage?
- This optional endorsement helps cover the expenses associated with re-establishing a person’s damaged credit, such as legal fees, loan reapplication fees, telephone and certified mail charges, notary expenses and lost wages for any time taken off work to correct the fraud. Learn more.
- What is Personal Computer and Electronic Equipment Coverage?
- This endorsement provides coverage against accidental direct physical loss of personal computers and electronic equipment.
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