Personal Liability Umbrella Insurance
Auto, home, farm, RV and boatowners policies provide primary liability protection. But, depending on your situation, that may not be enough. An American Family Insurance Personal Liability Umbrella Policy extends your coverage by adding a layer of protection over and above your primary limits.
View personal liability umbrella brochure.
Discounts
American Family Insurance offers a variety of ways to save money. See our discounts page for some of the options that may be available to you.
FAQs
- What is a Personal Liability Umbrella Policy?
- American Family auto, home, farm, recreational vehicle and boatowners policies provide primary liability protection. An American Family Personal Liability Umbrella Policy extends your coverage by adding a layer of protection over and above your primary limits. Should a loss exhaust your primary liability coverage, a personal liability umbrella policy could pay an additional $1 million or more in covered damages.
- What does a Personal Liability Umbrella Policy cover?
- American Family’s Personal Liability Umbrella Policy supplements your primary liability coverages for automobiles and motorcycles, primary residences, seasonal homes, most types of watercraft, recreational vehicles, and one- or two-family rental dwellings. For liability losses covered by your primary policies, there is no deductible under the umbrella policy once you have exhausted your primary limits. Your umbrella policy will also cover certain claim and defense expenses relating to a lawsuit we defend.
- Why should I consider a Personal Liability Umbrella Policy?
- Exposure to million dollar liability losses is no longer limited to large companies or the very rich. Individuals like you are being held accountable with increasingly large settlements. Your chances of becoming the target of a huge lawsuit are growing. One unfortunate situation could trigger a domino effect, toppling everything for which you’ve worked. Your hard earned savings, your personal property, even your future earnings could be at risk. The more you own in property and other assets, the more you stand to lose. An American Family Insurance Personal Liability Umbrella Policy can help you protect your assets.
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