Structure of Your Home
Also known as dwelling coverage or Coverage A.
Your homeowners policy covers damages to the structure of your home from fire, windstorms, hail, lightning, theft and much more.
Personalized Coverage Assistant
We’ll walk you through what is covered by homeowners insurance to help you decide which options are right for you. Our homeowner’s insurance policy includes different types of coverage that offer you, your home and your belongings protection from unexpected events.
Personal Belongings
Also known as personal property coverage or Coverage C.
From your personal computer to your furniture, our personal property coverage protects items inside and outside your home up to your selected coverage limits.
Temporary Living Expenses
Also known as loss of use coverage or Coverage D.
If your home is uninhabitable as a result of a covered loss, this coverage helps pay for additional living expenses, like a hotel and food.
Liability Protection
Also known as personal liability coverage or Coverage E.
If someone is accidentally injured on your property, our liability coverage can protect you from liability claims and lawsuits brought by others up to your policy limit.
Optional Coverages You May Want To Consider
Here’s a small sampling of additional home insurance coverages you can add on to your policy for additional charge. For a complete list, connect with your agent and discuss the best protection options for your home.
Equipment Breakdown Coverage
Did you know that 18-24% of new appliances fail within the first year? This coverage can protect you from paying the expensive repair or replacement costs.
Sump Pump Failure & Water Backup Coverage
This coverage is designed to mitigate the cost of repairs caused by water leaking into a home due to a backed-up drain or an overflowing sump.
Service Line Coverage
Our service line coverage is a simple and affordable way to protect yourself from the high costs of service line failures like if a tree root grew through your sewer pipe on your property and it caused a leak.
Identity Theft Protection
Protection from the high costs related to restoring your identity, you’ll have someone by your side every step of the recovery process to help make the process simpler, quicker and less expensive.
Credit Theft Protection & Monitoring
Credit Theft Protection & Monitoring Credit monitoring from CyberScout is a comprehensive identity protection and management service that alerts you to changes with your credit, personal or financial information.
Matching Siding Insurance
If you have undamaged siding coverage, this coverage will reimburse you for up to $20,000 of the costs for replacing the remaining undamaged siding so everything matches.
Here’s a few coverages you may also be interested in:
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We'll help you find the right policy and coverages.
All statements regarding insurance coverage are general descriptions. These statements do not add or modify any coverage under your insurance policy. If there is any difference in the description of the coverage/endorsement, the policy provisions will apply. Please review your policy or call your agent for information regarding coverage that may be available to you.