Get a Home Insurance Quote

Homeowners insurance Discounts

Homeowners Insurance Discounts

Not only can having the right protection in place earn you a discount, but your other savvy choices can help you save on home insurance, too. From installing qualifying smart home devices to combining your home and auto coverage, take a look at some of the ways you could save.

Smart home thermostat

Safe, Secure, Smart Home Discount

If your home is equipped with a qualifying smart device you could be in for a better rate with our proactive home protection discount. Devices include:

  • RING Video Doorbell
  • Frontpoint Security System
  • Nest Device
  • and more!
Learn More About Smart Home Discount >

Safe, Secure, Smart Home Discount

If your home is equipped with a qualifying smart device you could be in for a better rate with our proactive home protection discount. Devices include:

  • RING Video Doorbell
  • Frontpoint Security System
  • Nest Device
  • and more!
Learn More About Smart Home Discount >

Popular Home Insurance Discounts

Earning a discount is easier than you think. Here are just some of the ways you can lower your home insurance payments.

Bundle & Save

When you bundle your auto and home insurance, you could save up to 29% on your auto coverage and 20% on your home coverage. You can bundle almost any of your policies to qualify for the discount.

Learn More >

Smart Home Discount

If your home is equipped with a qualifying smart device, like a RING Video Doorbell or a Nest device, you could be in for a better rate with our proactive home protection discount.

Learn More >

Age of Home Discount

How new is your home? Newer homes have fewer claims so depending on the age of your humble abode, you just might be eligible for this type of discount. Ask your agent if you're able to save on home insurance based on the age of your house.

Renovated Home

Have you completely replaced the plumbing, electrical or heating systems in your home in the last 15 years? Then this homeowners discount is for you!

Home Purchase Discount

Did you purchase a home within the past three years? Congratulations! You're eligible for this homeowners insurance discount — regardless of your home's age.

Savvy Habits that Save

Streamlining your payment habits has its rewards when you take advantage of our AutoPay, Full Pay and Paperless discounts

Loyalty Discount

If you've been a loyal American Family customer for a while, you may qualify for lower home insurance premium. We reward you for being part of our family!

Generational Discount

Is mom or dad an American Family customer? Then you could save on your homeowners policy.

Start Saving on Home Insurance Today

No two homeowners are alike. We're here to help discover all the ways you can save!