Boat Liability Insurance
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What does boat liability insurance cover?*
Liability coverage for boaters offers protection for a number of incidents that result in damage to another person or property.
Bodily Injury Liability
You’ll be covered for costs associated with injuries to other people that you’re responsible for causing. Bodily injury liability can help cover their medical expenses, hospital stay, rehabilitation and more.
Medical Expense Coverage
This provides coverage for bodily injury sustained in an accident regardless of who’s at fault. It can help pay for medical and funeral expenses. $1,000 medical expense coverage is included with your liability coverage, and you can increase limits up to $10,000.
Property Damage Liability
If you damage another person’s boat, dock or other property, property damage liability helps cover the cost.
Claim and Defense Expenses
If a lawsuit is filed against you, your liability insurance can help cover the legal defense costs you may have.
Did you know?
For an additional financial safety net when you head on the water, umbrella liability insurance offers another layer of liability insurance for incidents where the cost goes above your primary liability limit. If you face a substantial claim or lawsuit, umbrella coverage helps pay the outstanding costs.
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