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Student Discount for Car Insurance

Good Student Car Insurance Discounts

Watching your teen get behind the wheel is an exciting time! At American Family, we’re excited for this milestone in your teen’s life as well. But we also think it’s important for your teen to be a good student. If your teen shows they’re a responsible student, they can earn our Good Student discount and save on your car insurance premium.

Student Discount for Car Insurance

From maintaining a good GPA and balancing extracurricular activities to finding their first job, students and their families have enough on their plate. That’s why we offer a Good Student discount for car insurance, because we understand the hard work that goes into being a student — and the hard work it takes to support that student.

What Is a Good Student Discount?

The Good Student discount is a car insurance discount available to students who have earned good grades in school. By demonstrating they’re responsible with their schoolwork, the good student discount rewards these students who may also be responsible drivers.

How Can I Get a Student Discount on My Car Insurance?

Good grades pay off. In some cases, your student’s top-notch track record could help you save on your insurance premiums. To qualify for this discount, students must be:

  • Enrolled full-time in high school or a two- to four-year college or university, online school program or vocational technical school.
  • Between the age of 16 and 25, maintain a B average (3.0 GPA) or rank among the upper 20 percent of the class. (Your student’s report card of transcripts can be used to verify their good grades.)
  • Be on the “Dean’s List,” “Honor Roll” or comparable list indicating scholastic achievement.

To find out if your student qualifies for the Good Student Discount, talk to your agent to discuss the details.

For homeschooled students:

If your student is homeschooled, they can still qualify for the Good Student discount. Within the last 12 months, your student must have scored in the upper 20 percent in a nationally recognized scholastic achievement test, including the SAT or ACT. Talk to your agent for more details.

For new customers:

Interested in the Good Student discount? Need car insurance? Our agents are happy to help you find the car insurance option best for you, and can help you add the Good Student discount to your insurance plan. Find an agent to get started.

How Much Is the Good Student Auto Insurance Discount?

The amount you and your family can save on your car insurance premium with the Good Student discount varies from state to state. Reach out to your agent for more information.


Other Young Driver and Family Discounts

Teen Safe Driver

Help your teen make better choices behind the wheel. Our Teen Safe Driver Program is free to policyholders with a teenage driver, and may help you qualify for a 10 percent discount when your child drives 3,000 miles or uses the app for a year — whichever comes first.

Away at School

If your child is a student who is under the age of 25 and more than 100 miles away at college, and they haven’t taken a car with them to school, you save. Or, if you’re the student, over 100 miles away from your parked car back at home, you save as well.

Young Volunteer

Giving back is rewarding, in more ways than one. If you’re under the age of 25 and complete 40 hours of volunteer work per year for a non-profit, you could save money on your auto policy.

Generational

Are Mom and Dad American Family Insurance customers? If so, you could save money on your auto policy!*

*Please note, not available in Washington

Do you qualify for other discounts? Visit our Car Insurance Discounts page and start saving more!

Discounts may vary by state, property policy form and company underwriting the auto policy. Discounts may not apply to all coverages on an auto or property policy.