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ATV discounts

ATV Insurance Discounts

You love getting out on the trail and kicking up dirt in your ATV. And you also love to save money when you can — that’s where a little insight from the discount experts at American Family Insurance can really pay off. The cost of your ATV insurance premium is based on many factors, some of which you can adjust to help you save:

Having the right four-wheeler ATV insurance is something you can feel good about. It’s a sign that you care about your dreams! And your dedication inspires us to find ways to make your smart habits pay off. Take a look at some of the ways you could save and connect with your agent to learn more about applying the right discounts to your ATV coverage.

How to Save on ATV Insurance

We’ve put together some great incentives that don’t just save you money — they can help you ride safer off-road, too. Discounts will be applied on a per-term basis and they can really help you save. Because some of the discounts we offer depend on where you live, be sure to reach out to your American Family agent to learn about how to qualify for savings on your ATV premium.

Here’s how you can save on your ATV policy.

Multi-cycle discount

Can’t quench your thirst for adventure with just one four-wheeler? That’s not the worst thing! Have more than one ATV or motorcycle? Or a family of ATV and cycle riders? Owning multiple vehicles can save you money.

Multi-policy discount

Save money when you protect more than one dream with us — like bundling ATV and auto or home policies. The more policies you have, the more you can save. Get a bundled insurance quote to find out how much you can save with a multi-policy discount.

Qualify for Additional ATV Discounts

Get on the road to savings with our discounts for ATV insurance. You’ll find dependable and affordable coverage that rides with you wherever you go.

Insurance payment discounts

Streamlining your payment habits has its rewards when you take advantage of our Auto Pay, Full Pay and Paperless discounts.

Riding experience discount

The more time you have on the trails, the more money you can save. Discount starts after one year of riding experience and then grow from there! 

Loyalty discount

If you’ve been a loyal American Family customer for a while, you may qualify for a reduced ATV insurance premium. We’ll reward you for being part of our family!

Have Questions About ATV Insurance?

Every ATV rider is unique, so knowing what kind of discounts and coverages you qualify for can be tricky. But we’re here to help! If you’ve still got questions, see our ATV insurance FAQs , study up on the variety of ATV insurance coverages we offer and learn more about why people choose American Family. Explore our auto, home and renters insurance discounts for additional savings.

Ready for Your ATV Insurance Quote?

When you’re ready, an American Family Insurance agent near you is happy to help you choose exactly what policy and price is right for you. Connect with yours today and get your four-wheeler the custom protection it deserves.


*Discount and savings amounts and eligibility will vary. Some restrictions apply.