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auto service & Repair shop insurance

Auto Service & Repair Shop Insurance

Your auto shop is a busy place. From blown head gaskets to broken fan belts — every day brings new surprises and new risks that can put your business up on blocks in a hurry. Trust American Family Insurance to keep your shop running smoothly so you can focus on doing the same for your customers’ vehicles.

Custom-Built Coverages

American Family’s auto service and repair shop coverage is powered by protection custom-built for the needs of garage owners who repair cars and trucks and aren’t considered a motor vehicle dealership. Take a look:

Garagekeepers coverage. Provides physical damage coverage for your customers’ vehicles while in your care, custody or control. Customize by choosing coverage that pays only for damages you’re legally liable for or coverage that pays for damages to your customers’ vehicles regardless of your legal liability.

Garage liability coverage. Provides liability coverage for accidents arising from your garage operations resulting in bodily injury, or property damage.

Building and business personal property. Provides coverage for your buildings and business personal property such as tools and computers.

Business income and extra expense. Provides coverage for actual loss of business income if your operations cease due to a covered loss and extra expenses incurred due to the loss.

Important business documentation coverage. Even in today's electronic society businesses generate mountains of critical documents. Losing them could be damaging to your business. Coverages like Accounts Receivable, Electronic Data and Valuable Papers helps repair, replace or restore your electronic and printed business records.

Additional coverages to consider

  • Commercial umbrella insurance
  • Workers compensation insurance
  • Commercial auto insurance
  • Employment practices liability
  • Life insurance

This is only a brief description of coverages. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Please check with your agent and read the policy for exact details on coverages and exclusions.

The Right Coverage. The Best Support.

We know business. American Family has been protecting the livelihoods of business customers like you for over 40 years. And our agents are business owners too, so they know what it takes to make a business run right. We can provide the products and support you need to help your business dreams thrive.

Proactive safety. Reducing risks means reducing costs and improving your bottom line. As an American Family policyholder, you’ll have access to board certified safety professionals, as well as safety tools and materials, to proactively help you make your workplace safer for your employees and customers.

Fast, fair claims. Count on us when you need us most with fast, fair and friendly claims service. Our claims adjusters understand the unique issues a business claim can present and we’re dedicated to getting your business up and running as soon as possible.

Ready to talk shop? Your American Family agent has the products and support you need to help your business dreams thrive! Let’s talk today!