Workers’ Compensation Insurance
- Business and employee loss coverage for work-related injury, illness, disability and death
- Part one of American Family Insurance’s workers’ compensation coverage, which also includes employer’s liability insurance under part two
- Cover medical costs, loss of income and funeral expenses for other people involved in an accident
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What is workers’ compensation insurance?
This coverage helps protect your business and employees from work-related accidents and illnesses. It provides benefits for affected workers in accordance with legal requirements.*
When Workers’ Compensation Insurance Can Help
This coverage helps protect your business and employees from work-related accidents and illnesses. It provides benefits for affected workers in accordance with legal requirements.*
Resource
Worried that unexpected losses might exceed your business policy's limits? Commercial umbrella insurance can provide an extra layer of liability coverage.
Job-Related Illness
Long-term exposure to certain chemicals in the workplace leaves an employee with a skin condition. Care and treatment for occupational diseases like this may be covered under workers’ compensation insurance.
Job-Related Injury
A warehouse worker accidentally drops a heavy load on their feet, breaking a toe. Workers’ compensation insurance may help cover hospital bills, prescription drugs and other medical expenses.
Ongoing Care
An employee’s injuries from a workplace accident prove extensive, requiring long-term recovery. Workers’ compensation insurance may provide for physical and vocational rehabilitation benefits. They may help provide your employee with the recovery time and care they need.
Frequently Asked Questions
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*Not available in all states.
**This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
Workers compensation insurance underwritten by Midvale Indemnity Company, 6000 American Parkway, Madison, WI 53783.