Livestock and Cattle Insurance Coverage Options
When you have livestock insurance through American Family Insurance, your animals are covered for a variety of losses, including:
Accidents: Loading and unloading, electrocution, fire, smoke, explosions.
Natural disasters: Volcanic eruption and sinkholes. You also have the option to purchase earthquake coverage as additional coverage to keep your home and animals protected.
Weather events: Flooding, lightening, wind and hail.
Crimes and civil unrest: Theft and vandalism — take a look at our tips to help you prevent livestock theft.
Collision or other death while transporting.
Keep in mind that there may be a limit on the value of any one animal, although higher limits may be available.
You can add the animal perils endorsement to cover losses caused by:
- Accidental shooting
- Attack by dogs or wild animals
- Collapse of building
Remember that your livestock insurance doesn’t cover old age, disease or death by natural causes. If you’re interested in coverage for these types of losses, your agent can help you learn more about your options.
Livestock Liability Insurance
With your livestock and animal farm insurance, your animals are also provided coverage for liability. So if you’re found to be legally responsible for your animals causing bodily injury or property damage to other people or their property, you’ll have coverage under your policy.
To better protect your farm and acts of your animals, consider the farm and ranch umbrella liability coverage. An umbrella policy is an added layer of protection to better protect you financially in the event of an accident or lawsuit.