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Electrical Appliance Coverage for Renters

Renters Insurance Add-On

  • Protect your home appliances from unexpected losses after a covered event.
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What is Electrical Appliance Coverage?

Electrical Appliance Coverage is a renters policy add-on. It helps cover the appliances you own in the event of a sudden mechanical and electrical breakdown.*
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How Electrical Appliance Coverage Helps

Electrical Appliance Coverage can help replace your covered household appliances and electronics after a sudden breakdown.** Learn more from the following examples.
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Did you know?

We offer several types of renters insurance discounts. For example, qualifying customers can save by bundling American Family Insurance policies.
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Sudden Breakdown

Weeks after your television's warranty expires, it breaks. Having electrical appliance insurance can help cover a replacement up to your policy's limits.**
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Power Surge

A sudden power surge destroys your expensive home computer. Electrical appliance insurance for renters can help you get a new one up to your coverage limits.**
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Sudden Ruptures or Bursts

Your newer laptop’s battery unexpectedly bursts, and now you need a new one. Having electrical appliance insurance can help pay for a replacement up to your policy's limits.**
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Frequently Asked Questions

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*This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.

**Coverage provided by adding the Equipment Breakdown optional endorsement. Coverage provides protection should appliances, home systems or smart home devices be damaged due to mechanical, electrical or pressure systems sudden breakdown. Does not provide coverage for breakdown caused by normal wear and tear. Coverage applies once a $500 deductible has been met.